一文了解券商於中銀香港(02388.HK)公布業績後最新目標價及觀點
中銀香港(02388.HK)昨(30日)收市後公布今年中業績,今早(31日)表現較好,現升1.6報22港元。摩根士丹利發表報告表示,中銀中期收入符預期,受成本較低及預期信貸損失下滑,令純利輕優於預期,淨利息收入大致符合預期,維持「與大市同步」評級及目標價26.7元。
中銀香港公布今年上半年純利169.98億元按年升34.7%;每股盈利1.6077元。派每股中期息0.527元,上年同期派0.447元。淨經營收入296.69億元按年升25.4%,經營支出78.52億元,按年升5.89%。其中,淨利息收入232.08億元按年升51.4%,調整後淨息差為1.56%,按年上升43個基點;淨服務費及佣金收入為49.14億元,按年下跌9.5%。貸款及其他賬項減值準備淨撥備為12.25億元,按年減少29%。
【收入符預期 績後股價揚】
高盛發表報告表示,中銀香港今年第二季度營業利潤107.48億元,按年增長49%勝預期。配合到第二季度盈利增長,調整其2023至2026年每股收益分別1%、3%、2%及2%,將其目標價由31.5港元上調至32港元。考慮到較高的資本水平影響股本回報率兼提高派息,維持其「買入」投資評級。
富瑞表示中銀香港上半年純利按年升35%,略優於該行及市場原預期1至2%,次季淨利息收入略優於該及市場原預期各3%及6%,受惠於次季淨息差擴闊,指其每股中期派息按年升18%至0.527元。該行下調對中銀目標價由25元降至24元,維持「持有」評級。
-------------------------------
下表列出4間券商對中銀香港投資評級及目標價:
券商│投資評級│目標價(港元)
摩根大通│增持│35.3元->35.2元
高盛│買入│31.5元->32元
摩根士丹利│與大市同步│26.7元
富瑞│持有│25元->24元
券商│觀點
摩根大通│中期業績符預期
高盛│次季業績符預期因淨息差改善,惟資產質素較差
摩根士丹利│上半年收入符預期
富瑞│中期純利符預期,惟資產質量惡化
Follow us
Find us on
Facebook,
Twitter ,
Instagram, and
YouTube or frequent updates on all things investing.Have a financial topic you would like to discuss? Head over to the
uSMART Community to share your thoughts and insights about the market! Click the picture below to download and explore uSMART app!

Disclaimers
uSmart Securities Limited (“uSmart”) is based on its internal research and public third party information in preparation of this article. Although uSmart uses its best endeavours to ensure the content of this article is accurate, uSmart does not guarantee the accuracy, timeliness or completeness of the information of this article and is not responsible for any views/opinions/comments in this article. Opinions, forecasts and estimations reflect uSmart’s assessment as of the date of this article and are subject to change. uSmart has no obligation to notify you or anyone of any such changes. You must make independent analysis and judgment on any matters involved in this article. uSmart and any directors, officers, employees or agents of uSmart will not be liable for any loss or damage suffered by any person in reliance on any representation or omission in the content of this article. The content of the article is for reference only and does not constitute any offer, solicitation, recommendation, opinion or guarantee of any securities, virtual assets, financial products or instruments. Regulatory authorities may restrict the trading of virtual asset-related ETFs to only investors who meet specified requirements. Any calculations or images in the article are for illustrative purposes only.
Investment involves risks and the value and income from securities may rise or fall. Past performance is not indicative of future performance. Please carefully consider your personal risk tolerance, and consult independent professional advice if necessary.