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《藍籌業績》招商銀行(03968.HK)首季純利388.39億元人民幣升7.8%
招商銀行(03968.HK)公布截至今年3月底止首季業績,營業總收入898.32億元人民幣(下同),按年跌1.7%。純利388.39億元,按年升7.8%;每股盈利1.54元。 期內,淨利息收入554.09億元,按年升1.7%。淨利差2.18%,淨利息收益率2.29%,按年分別下降21和下降22個基點,按季均下降8個基點。非利息淨收入352.16億元,按年跌6.18%。 年化後歸屬於本行股東的平均總資產收益率(ROAA)和年化後歸屬於本行普通股股東的平均淨資產收益率(ROAE)分別為1.5%和18.43%,按年分別減少0.04和減少0.81個百分點。 截至報告期末,集團不良貸款餘額603.02億元,較上年末增加22.98億元;不良貸款率0.95%,較上年末下降0.01個百分點;撥備覆蓋率448.32%,較上年末下降2.47個百分點;貸款撥備率4.27%,較上年末下降0.05個百分點。
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