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內地汽車金融公司擬獲中銀保監批設境外子公司 融資規模設限
中國銀保監會就《汽車金融公司管理辦法(徵求意見稿)》公開徵求意見,擬規定,經中國銀保監會批准,汽車金融公司可以設立境外子公司。 意見稱,落實對外開放政策要求,刪除非金融機構出資人關於資產規模的限制條件。汽車附加品融資金額不得超過附加品合計售價的80%;合計售價超過20萬元人民幣的,融資金額不得超過合計售價的70%。 意見提出,汽車金融公司名稱中應標明「汽車金融」字樣。未經銀保監會批准,任何單位和個人不得在機構名稱中使用「汽車金融」、「汽車信貸」、「汽車貸款」等字樣。汽車金融公司的出資人為中國境內外依法設立的非銀行企業法人,其中主要出資人須為汽車整車製造企業或非銀行金融機構。前款所稱主要出資人是指出資數額最多並且出資額不低於擬設汽車金融公司全部股本30%的出資人。
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