中國平安(601318.SH)三季報：歸母營運利潤同比增長9.2%、年化營運ROE達20.3%，經營業績表現穩健
格隆匯10月27日丨中國平安(601318.SH)披露2021年三季報，前三季度，實現營業收入9046.29億元；實現歸屬於母公司股東的營運利潤1187.37億元，同比增長9.2%；年化營運ROE 達20.3%，經營業績表現穩健。
客户經營業績持續增長。截至2021年9月末，平安個人客户數超2.25億，較年初增長3.1%；其中持有多家子公司合同的個人客户數8774萬，佔比提升至39.0%。2021年前三季度，團體業務綜合金融融資規模同比增長29.5%。
平安壽險堅定不移推動高質量發展轉型，持續升級有温度的保險產品。代理人隊伍分層精細化經營，隊伍結構不斷優化，三季度鑽石隊伍保持穩定態勢。2021年9月，“平安臻享RUN健康服務計劃”重磅升級，依託集團醫療健康生態圈，為客户打造“省心、省時又省錢”的健康服務體驗。
財產保險業務維持良好的業務品質。2021年前三季度，平安產險綜合成本率同比優化1.8個百分點至97.3%；營運利潤同比增長20.2%至132.83億元。平安產險全力應對河南特大暴雨，切實踐行“應賠盡賠、早賠快賠”號召，預計水災賠款總額超34億元；同時，第一時間向一線救援人員無償提供專屬保險保障。
銀行業務經營穩健增長，資產質量持續優化。2021年前三季度，平安銀行實現營業收入1271.9億元，同比增長9.1%；實現淨利潤291.35億元，同比增長30.1%。截至2021年9月末，不良貸款率1.05%，較年初下降0.13個百分點；撥備覆蓋率268.35%，較年初上升66.95個百分點。
科技能力持續深化，賦能主業發展。截至2021年9月末，公司科技專利申請數較年初增加5423項，累計達 36835 項。平安運用領先科技全面提升核心金融業務端到端服務水平，2021 年前三季度平安AI坐席服務量約15.4億次。
全面深化綠色金融工作，助力社會可持續發展。截至2021年9月30日，平安綠色投資規模達2088.86億元，綠色信貸規模達532.78億元，前三季度綠色保險保費金額251.09億元。同時，平安將脱貧攻堅成果與鄉村振興有效銜接，持續推進“三村工程”項目，截至2021年9月末，累計提供扶貧及產業振興幫扶資金375.83億元；榮獲第十一屆“中華慈善獎”、第三屆“首都慈善獎”等榮譽。
Follow us
Find us on
Facebook,
Twitter ,
Instagram, and
YouTube or frequent updates on all things investing.Have a financial topic you would like to discuss? Head over to the
uSMART Community to share your thoughts and insights about the market! Click the picture below to download and explore uSMART app！
Disclaimers
uSmart Securities Limited (“uSmart”) is based on its internal research and public third party information in preparation of this article. Although uSmart uses its best endeavours to ensure the content of this article is accurate, uSmart does not guarantee the accuracy, timeliness or completeness of the information of this article and is not responsible for any views/opinions/comments in this article. Opinions, forecasts and estimations reflect uSmart’s assessment as of the date of this article and are subject to change. uSmart has no obligation to notify you or anyone of any such changes. You must make independent analysis and judgment on any matters involved in this article. uSmart and any directors, officers, employees or agents of uSmart will not be liable for any loss or damage suffered by any person in reliance on any representation or omission in the content of this article. The content of the article is for reference only and does not constitute any offer, solicitation, recommendation, opinion or guarantee of any securities, virtual assets, financial products or instruments. Regulatory authorities may restrict the trading of virtual asset-related ETFs to only investors who meet specified requirements. Any calculations or images in the article are for illustrative purposes only.
Investment involves risks and the value and income from securities may rise or fall. Past performance is not indicative of future performance. Please carefully consider your personal risk tolerance, and consult independent professional advice if necessary.
