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《藍籌業績》招行(03968.HK)第三季淨利潤324.7億人幣 按年升21.07%
阿思達克 10-22 17:53
招行(03968.HK)公佈,第三季純利按年上升21.07%,至324.65億元人民幣(下同)。營業淨收入826.55億元,按年增長13.03%。 期內,淨利差2.37%,按季下降1個基點;淨利息收益率2.47%,按季上升1個基點,主要因高收益的信用卡貸款增長較快,加上準備金率下調因素影響,生息資產結構改善。 截至今年9月底,不良貸款餘額513.02億元,較上年末減少23.13億元;不良貸款率0.93%,較上年末下降0.14個百分點;撥備覆蓋率443.14%,較上年末上升5.46個百分點;貸款撥備率4.13%,較上年末下降0.54個百分點。 受部分房地產企業信用風險暴露影響,截至今年9月底,對公房地產不良貸款率爲1.29%,較上年末上升1.06個百分點,低於公司貸款不良率0.18個百分點,對公房地產貸款資產質量在可控範圍內。 首三季計,純利按年增長22.21%至936.15億元,營業淨收入按年增長13.65%至2,514.85億元,信用減值損失按年增長7.21%至562.74億元。
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