The Guangzhou Housing Provident Fund Management Center officially issued the "Notice on the Implementation Measures of Guangzhou Commercial Personal Housing Loans to Housing Provident Fund Personal Housing Loans (Interim)", which aims to reduce the interest burden on depositors 'housing loans and promote social consumption. The policy will be implemented from today (21st) and will be valid for three years. The method stipulates that when the housing provident fund personal housing loan rate is lower than 75%, commercial to public loans will be activated; when the personal loan rate reaches 85% or above, prevention and control measures can be taken; when the personal loan rate reaches 90% or above, it will be suspended. When applying for a commercial-to-corporate loan, in addition to meeting the relevant regulations on housing provident fund loans of Guangzhou City, it must also meet the conditions that the original commercial loan has been lent for more than three years, and the applicant is the original commercial loan borrower and the property owner of the loan house. The commercial-to-public loan amount is approved in accordance with the housing provident fund loan policy of Guangzhou City at the time of application. It shall not exceed the difference between the original commercial loan balance and the principal due in the next three months, and shall not exceed 70% of the total purchase price. The loan term is determined in accordance with the housing provident fund loan policy of Guangzhou City at the time of application, and shall not exceed the remaining term of the original commercial loan, and shall not exceed 30 years in total with the repayment period of the commercial loan. (ta/w) ~