You are browsing the Hong Kong website, Regulated by Hong Kong SFC (CE number: BJA907). Investment is risky and you must be cautious when entering the market.
內地第二季商業銀行不良貸款率降至1.49% 原保險保費收入按年增5.1%
國家金融監管總局公布數據顯示,2025年上半年,商業銀行累計實現淨利潤1.2萬億元人民幣(下同)。2025年二季度末,平均資本利潤率為8.19%。平均資產利潤率為0.63%。 2025年二季度末,商業銀行貸款損失準備餘額為7.3萬億元,較上季末增加1,269億元;撥備覆蓋率為211.97%,較上季末上升3.84個百分點;貸款撥備率為3.16%,較上季末上升0.01個百分點。 2025年二季度末,商業銀行不良貸款餘額3.4萬億元,較上季末減少24億元;商業銀行不良貸款率1.49%,較上季末下降0.02個百分點。商業銀行流動性覆蓋率為149.25%,較上季末上升3.05個百分點;存貸款比例為80.34%,較上季末上升0.33個百分點。 2025年上半年,保險公司原保險保費收入3.7萬億元,按年增長5.1%;賠款與給付支出1.3萬億元,按年增長9%;新增保單件數524億件,按年增長11.1%。2025年二季度末,保險業綜合償付能力充足率為204.5%,核心償付能力充足率為147.8%。 此外,2025年二季度末,銀行業金融機構普惠型小微企業貸款餘額36萬億元,按年增長12.3%。普惠型涉農貸款餘額13.9萬億元,較年初增加1.1萬億元。
Follow us
Find us on Facebook, Twitter , Instagram, and YouTube or frequent updates on all things investing.Have a financial topic you would like to discuss? Head over to the uSMART Community to share your thoughts and insights about the market! Click the picture below to download and explore uSMART app!
Disclaimers
uSmart Securities Limited (“uSmart”) is based on its internal research and public third party information in preparation of this article. Although uSmart uses its best endeavours to ensure the content of this article is accurate, uSmart does not guarantee the accuracy, timeliness or completeness of the information of this article and is not responsible for any views/opinions/comments in this article. Opinions, forecasts and estimations reflect uSmart’s assessment as of the date of this article and are subject to change. uSmart has no obligation to notify you or anyone of any such changes. You must make independent analysis and judgment on any matters involved in this article. uSmart and any directors, officers, employees or agents of uSmart will not be liable for any loss or damage suffered by any person in reliance on any representation or omission in the content of this article. The content of the article is for reference only and does not constitute any offer, solicitation, recommendation, opinion or guarantee of any securities, virtual assets, financial products or instruments. Regulatory authorities may restrict the trading of virtual asset-related ETFs to only investors who meet specified requirements. Any calculations or images in the article are for illustrative purposes only.
Investment involves risks and the value and income from securities may rise or fall. Past performance is not indicative of future performance. Please carefully consider your personal risk tolerance, and consult independent professional advice if necessary.
uSMART
Wealth Growth Made Easy
Open Account