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《內房》廣州擬推新政 個貸率低於75%可啓動「商轉公」
廣州住房公積金管理中心公開徵求《廣州商業性個人住房貸款轉住房公積金個人住房貸款實施辦法(暫行)》(徵求意見稿)意見的公告提出,繳存人申請將其在廣州市住房公積金貸款承辦銀行尚未結清的商業性個人住房貸款餘額,當住房公積金個人住房貸款率低於75%時啓動商轉公貸款;當個貸率達到85%及以上時可採取防控措施,包括但不限於實行商轉公貸款額度管控、預約申請等措施;當個貸率達到90%及以上時暫停。 徵求意見稿還提及申請商轉公貸款時,原商業貸款已放款五年以上且已獲得原商業貸款銀行同意轉爲純公積金貸款。 在辦法實施過程中,廣州住房公積金管理中心可根據資金和貸款情況及時採取防控措施。(ta/w) ~
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