匯豐推出退休主題基金類別 目標股息派付率6% 收取管理費1%或以下
匯豐公布,在旗下理財產品建立一個專門以退休為主題的基金類別,滿足客戶的相關需求。該些基金將提供每年6%目標股息派付率,提供可預期的每月入息支援退休人士所需,同時能保障退休資產的長期價值。
該行引述政府預測指,預計到2043年,香港逾三分之一的人口將達到65歲或以上。該些基金讓投資者能更有效規劃退休生活,與政府最近推出的「銀髮經濟」計劃目標一致。
推出時,該退休主題基金類別會包括五隻基金,全部均只讓匯豐客戶獨家認購。該些基金將為客戶提供多元化的投資機會,涵蓋不同資產類別、地區、行業及貨幣。
該行稱,投資基金相關收費的高低對淨投資回報有顯著影響,尤其是退休基金這類長期投資。匯豐這個退休主題基金類別所揀選的基金都只收取1%或以下的管理費,低於大部分其多元資產基金的收費。
匯豐香港區財富管理及金融服務方案主管安博哲(Sami Abouzahr)表示,很高興能成為本港首家銀行為客戶提供針對退休需要而設立的基金類別。這些獨家產品讓客戶能按照自己的退休需要,輕鬆建立理想的投資組合。
該行補充,今年下半年將會為該類別加入更多以退休為焦點的基金。這些基金將由多家投資管理公司提供,並且是首次提供予香港個人投資者認購。所有產品都是針對退休需要挑選,投資相對會較多元化,費用及風險亦相對較低。
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