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招商銀行(600036.SH):一季度歸母淨利潤372.86億元 同比下降2.08%

格隆匯4月29日丨招商銀行(600036.SH)發佈2025年一季度報告,2025年1-3月,集團實現營業收入837.51億元,同比下降3.09%;實現歸屬於本行股東的淨利潤372.86億元,同比下降2.08%;實現淨利息收入529.96億元,同比增長1.92%;實現非利息淨收入307.55億元,同比下降10.64%;年化後歸屬於本行股東的平均總資產收益率(ROAA)和年化後歸屬於本行普通股股東的平均淨資產收益率(ROAE)分別爲1.21%和14.13%,同比分別下降0.14個百分點和1.95個百分點。

截至報告期末,集團資產總額125,297.92億元,較上年末增長3.11%;貸款和墊款總額71,254.79億元1,較上年末增長3.44%;負債總額112,759.28億元,較上年末增長3.27%;客戶存款總額93,194.62億元,較上年末增長2.45%。

截至報告期末,集團不良貸款餘額667.43億元,較上年末增加11.33億元;不良貸款率0.94%,較上年末下降0.01個百分點;集團撥備覆蓋率410.03%,較上年末下降1.95個百分點;貸款撥備率3.84%,較上年末下降0.08個百分點。

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