研報掘金丨國海證券:農業銀行盈利能力有望進一步提升,首予“買入”評級
國海證券研報指出,農業銀行(601288.SH)2024年末歸母淨利潤與營收同比增速保持較高位,且較2023年末均有所提升,較可比同業領先。雖受LPR 降息、債市波動等因素影響,但公司堅持“服務鄉村振興領軍銀行”的目標定位、重點發展縣域金融業務,具有較明顯優勢;聚焦零售業務客羣信貸需求,重點發力熱點領域信貸投放,在個人經營貸打造零售增長極;資產質量總體穩健,抵禦風險能力較好。息差降幅有望維穩,盈利能力有望進一步提升。首次覆蓋,給予“買入”評級。
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