大新金融(00440.HK):2024年純利增加5%至16.73億港元
格隆匯3月31日丨大新金融(00440.HK)公佈2024年年度業績,發佈公吿,截至2024年12月31日止年度,實現淨利息收入54.01億港元,同比增加9.1%;淨服務費及佣金收入為13.11億港元,同比增加54.0%;營運收入總額72.11億港元,同比增加15.5%;公司股東應占溢利16.73億港元,同比增加5.1%。擬派發末期股息每股1.18港元,全年股息合共為6.69億港元,較2023年2.00港元增加5%。
集團2024年股東應占溢利增加5%至16.73億港元,主要受惠於淨利息及非利息收入增加,而信貸減值撥備增加則被聯營公司投資的減值虧損下降所抵銷。受惠於較高利率環境,大新銀行的淨息差擴大16個基點至2.17%。淨利息收入上升9%,反映出利率上升及集團對資金成本管理的關注之成效。然而,由於在集團核心市場的貸款需求低迷,總貸款結餘較去年輕微下降3%。在集團與永明金融產品的獨家分銷協議的帶動下,集團的銀行保險業務實現強勁增長,淨服務費及佣金收入增加54%。受惠於個人銀行與企業銀行團隊加強對客户外匯相關服務的合作,淨交易收入增加約40%。
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