You are browsing the Hong Kong website, Regulated by Hong Kong SFC (CE number: BJA907). Investment is risky and you must be cautious when entering the market.
農業銀行(01288.HK):2024年歸母淨利潤2820.83億元 同比增長4.7% 擬10派1.255元
格隆匯 03-28 16:35

格隆匯3月28日丨農業銀行(01288.HK)公佈2024年年度業績,2024年全年實現淨利潤2,827億元(人民幣,下同),同比增長4.8%,實現歸屬於母公司股東淨利潤2820.83億元,同比增長4.7%。實現營業收入7,114億元,同比增長2.3%,其中淨利息收入5,807億元,同比增長1.6%。融資投放不斷加力。截至年末,集團總資產超過43萬億元,客戶貸款及墊款總額較上年末增加2.29萬億元,縣域貸款餘額佔境內貸款比重超過40%。資金實力穩步增強。全口徑客戶存款餘額34.97萬億元,境內日均存款新增2.29萬億元,存款偏離度0.42%,日均增量可比同業最高、偏離度最低,爲服務實體經濟提供了有力的資金保障。資產質量穩健向好。不良貸款率1.30%,較上年末下降0.03個百分點;逾期貸款率1.18%,撥備覆蓋率299.61%,保持可比同業領先。資本充足率18.19%,較上年末提升1.05個百分點,發展基礎不斷夯實。董事會建議派發2024年度末期股息,每10股派發人民幣1.255元(含稅),派息總額約爲人民幣439.23億元(含稅)。

淨利息收入是本行營業收入的最大組成部分,佔2024年營業收入的81.6%。2024年,本行實現淨利息收入5,806.92億元,較上年增加89.42億元,其中,規模增長導致淨利息收入增加701.43億元,利率變動導致淨利息收入減少612.01億元。淨利息收益率1.42%,淨利差1.27%,均較上年下降18個基點,主要是由於受LPR下調、存量住房貸款利率下調、市場利率下行等因素影響,生息資產收益率下降。

Follow us
Find us on Facebook, Twitter , Instagram, and YouTube or frequent updates on all things investing.Have a financial topic you would like to discuss? Head over to the uSMART Community to share your thoughts and insights about the market! Click the picture below to download and explore uSMART app!
Disclaimers
uSmart Securities Limited (“uSmart”) is based on its internal research and public third party information in preparation of this article. Although uSmart uses its best endeavours to ensure the content of this article is accurate, uSmart does not guarantee the accuracy, timeliness or completeness of the information of this article and is not responsible for any views/opinions/comments in this article. Opinions, forecasts and estimations reflect uSmart’s assessment as of the date of this article and are subject to change. uSmart has no obligation to notify you or anyone of any such changes. You must make independent analysis and judgment on any matters involved in this article. uSmart and any directors, officers, employees or agents of uSmart will not be liable for any loss or damage suffered by any person in reliance on any representation or omission in the content of this article. The content of the article is for reference only and does not constitute any offer, solicitation, recommendation, opinion or guarantee of any securities, virtual assets, financial products or instruments. Regulatory authorities may restrict the trading of virtual asset-related ETFs to only investors who meet specified requirements. Any calculations or images in the article are for illustrative purposes only.
Investment involves risks and the value and income from securities may rise or fall. Past performance is not indicative of future performance. Please carefully consider your personal risk tolerance, and consult independent professional advice if necessary.
uSMART
Wealth Growth Made Easy
Open Account