"AI +" 行情持續演繹，平安打開價值想象空間
當下，在DeepSeek的催化下，中國資產在AI領域的核心能力正轉化爲全球資本競逐的"溢價籌碼"。
作爲企業新式生產工具，AI 對生產效率提升起到關鍵作用，併爲險企的長期發展賦予了更多的想象空間。
對於平安而言，其在人才儲備、應用場景等方面都具備先發優勢，使其成爲備受關注的對象。
目前，中國平安擁有超 2 萬名科技開發人員，超 3000 名科學家的一流科技人才隊伍，集團專利申請數累計達 51700 項，位居國際金融機構前列。
在 AI 應用方面，2024 年前三季度，平安 AI 坐席服務量高達 13.4 億次，93% 的壽險保單實現秒級覈保，平均理賠耗時僅 7.4 分鐘。其創新性推出的 "圖像定損" 技術將定損處理時效從小時級壓縮至分鐘級，將原本依賴人工判定的業務流程自動化，提高了理賠效率以及準確性。
在醫療領域，平安好醫生自主研發的 AI 輔助診療系統導診準確度超過 99%，輔助診斷準確率在 95% 以上。
此外，近日平安好醫生相關負責人宣佈，在 "平安醫博通" 多模態大模型、"平安醫家人" 醫生工作臺基礎上，公司已完成 DeepSeek 部署及部分場景應用驗證。
長遠視角下，AI 技術在平安的各 "生態環節" 融合下，具備無限的想象空間。
在金融領域，AI 可以優化客戶服務流程，提高風險評估的準確性；在醫療領域，AI 能夠輔助診療，提升醫療效率和質量：在保險領域，AI 可以實現精準定價、智能理賠等。
同時，AI 技術的自我優化更新能力，也將使平安在市場競爭中持續保持領先地位，爲其帶來更多的創新機會和成長想象空間。
可以說，AI技術的突破不僅重塑了全球資本的流向，更重新定義了創新與價值的邊界。保險行業作爲最有望被AI深度改造的領域之一，AI技術正全面重塑保險行業的價值鏈，其未來的價值潛力不容忽視。作爲行業領軍者，平安憑藉其深厚的積累與前瞻性佈局，正在AI浪潮中搶佔先機。
隨着AI技術在保險行業的深度滲透，平安將不僅是這場變革的受益者，更將成爲推動行業轉型升級的核心力量。AI大潮之下，深處浪尖之上的平安，航向已然清晰。
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