研報掘金丨東北證券:重慶銀行經營持續擴張,首予“買入”評級
東北證券研報指出,重慶銀行(601963.SH)依附“一市三省”,經營持續擴張。截至3Q24,公司總資產規模、信貸規模、淨資產規模分別達8241.44 億、4304.92 億、604.07億元,同比增速分別爲11.1%、12.2%、13.5%。各級政策層出不窮,重慶市經濟增長速度高於全國,重慶銀行信貸市佔率穩定在5.4%左右。對公貸款中,水利、環境和公共設施管理業、租賃和商務服務業的貸款佔比分別提升至26.34%和33.29%。對公貸款不良率延續下行趨勢,而零售貸款不良率上升。2024年8月,重慶銀行發行60億元二級資本補充債,創2018年以來最高水平,補強資本實力。首次覆蓋給與“買入”評級。
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