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大行評級丨瑞銀:中信銀行淨利潤及資產增長有正面驚喜 予“買入”評級
格隆匯 01-15 13:40
瑞銀髮表報吿指,中信銀行公佈去年初步業績,淨利潤及資產增長有正面驚喜。去年收入按年升3.8%,大致符合去年首三季增長軌跡,淨利潤增長從首三季增0.8%加快,全年增長2.3%,遠勝該行早前預期,可能受去年第四季減值支出減少,基於不良貸款覆蓋率減少6.57個百分點,但不良貸款比率按季維持穩定至1.16%。資產增長亦由首三季的3.8%加快至全年的5.9%。該行料市場對業績反應正面。瑞銀予中信銀行“買入”評級,H股目標價6.1港元。
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