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郵儲銀行(01658.HK):一季度歸母淨利潤259.26億元 同比減少1.35%

格隆匯4月29日丨郵儲銀行(01658.HK)發佈2024年第一季度報吿,報吿期內,本行實現營業收入894.94億元人民幣,同比增加12.52億元,增長1.42%;實現淨利潤259.57億元,同比減少3.28億元,下降1.25%。年化平均總資產回報率為0.65%,年化加權平均淨資產收益率為12.36%。歸屬於銀行股東的淨利潤259.26億元,同比減少1.35%。

報吿期內,本行實現利息淨收入715.73億元,同比增加21.75億元,增長3.13%,主要是本行堅持差異化發展策略,持續推動資產負債精細化管理,生息資產規模穩步增長以及資產負債結構優化帶動。淨利息收益率1.92%,淨利差1.90%。報吿期內,本行實現手續費及佣金淨收入94.76億元,同比減少21.10億元,下降18.21%,主要是受“報行合一”政策影響,代理保險業務收入下降導致。但本行通過聚焦中間業務十大產品,全面拓寬中收來源,投資銀行、交易銀行、公司金融等業務收入實現較快增長。

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