中信銀行(00998.HK):將有序推進資本補充 未來或可維持穩定分紅比例
據內媒報道,中信銀行(00998.HK)董事長方合英於2023年業績發布會表示,銀行將有序地推進資本的補充,2019年發行的400億元可轉換債券,在近期有望實現大股東264億元期權轉股。中信銀行較早前啟動A+H股的配股發行,相關配股工作目前於上交所進行審核階段,一旦市場條件許可,中信銀行將會是較早的排隊者,未來維持穩定的分紅比例是值得期待。
他續指,中信銀行的資本壓力相對較大,當中資本充足率,特別是核心一級資本充足率比較低的原因,包括前幾年消化處置不良的力度較大,節奏比較靠前,以及過去的發展模式較為依賴風險資產增長,而造成資本消耗比較大。
至於淨息差方面,中信銀行行長劉成則表示,2024年要繼續把穩息差放在突出且重要的位置上,堅持做好量價平衡,努力做到量、市、價、好。在資產端、負債端兩端發力,才可以真正要把息差進一步穩住,並進一步保持競爭力。
方合英補充,穩息差不代表穩定不降,趨勢肯定是下降。不過正正因為看到要下降,所以中信銀行提出穩息差要努力少降。他亦認為,在策略上其實十分關鍵,需要「重在負債端,兼顧資產端」。(js/k)
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