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中和農信遞表港交所,持續深耕中國農村近30年助力鄉村振興
格隆匯 02-28 22:25

據港交所文件顯示,中和農信遞表港交所,中國國際金融香港證券有限公司為獨家保薦人。

據悉,中和農信是中國領先的綜合助農服務商,通過提供技術驅動的綜合性產品和服務——包括農村普惠信貸服務、農業生產服務、農村消費品及服務和農村清潔能源服務等,賦能小農户和農村小微企業主。公司的使命為“服務農村最後一百米”。

根據弗若斯特沙利文的報吿,於2022年,按照總貸款餘額計,公司在面向中國農村市場的非傳統金融機構中排名第一。根據同一資料來源,按照2022年商品交易總額計,公司亦在面向中國農村市場的線上農資和農機具銷售商中排名第一。

一直以來,政府明確將“鄉村振興”確立為國家級戰略。數據顯示,2022年,中國農村常住人口約4.91億,佔全國人口的34.8%。“大國小農”仍然是基本國情,農村經營主體98%為小農户和小微企業。在國家政策的指引下,中和農信針對農村用户羣體面臨的如缺乏定製化產品及服務以及相關信息渠道等痛點,充分挖掘和滿足農村用户的需求。截至2023年9月30日,公司的業務覆蓋全國21個省份的近500個縣域,紮根超過十萬個村莊,輻射近2億農村人口。截至同日,公司在近500個農村本地服務網點中依靠超過6400名服務團隊成員和超過11.8萬人的村級合作伙伴直達農村用户。

招股書顯示,公司2021年、2022年收入分別為人民幣22.239億元、24.292億元,2023年前9個月收入同比增長22.3%至22.72億元;2021年、2022年經調整淨利潤分別為5.065億元、4.726億元,2023年前9個月經調整淨利潤同比增長20.1%至4.528億元。

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