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惠譽:香港辦公室市場面臨壓力 港銀資產質素見風險
阿思達克 02-02 11:29
評級機構惠譽發表報告,稱今年香港辦公室市場仍將面臨壓力,而一向相對穩定的零售市場亦面臨不斷上升的風險,這將對銀行資產質素帶來額外的風險。不過惠譽認為,香港銀行在經過多年來的大量撥備後,內地房地產投資組合風險消退將能抵銷上述的影響,有助港銀降低信貸成本,目前基本預測是銀行的不良貸款比率及信貸成本將在今年略有改善。 惠譽稱,在商業房地產衰退加劇下,資產質素評級為負面展望的銀行,例如恆生銀行(00011.HK)將更容易受到商業房地產行業大幅惡化的影響。
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