《藍籌業績》中銀香港(02388.HK)首三季提取減值準備前經營溢利按年升26%
中銀香港(02388.HK)公布,首三季提取減值準備前的淨經營收入486.24億元,按年增長20.8%,提取減值準備前的經營溢利365.45億元,按年增長26.3%,
計入外匯掉期合約的資金收入或成本後的淨利息收入394.83億元,按年增長35%;淨息差1.62%,按年上升36個基點。淨服務費及佣金收入按年下跌7.4%至72.2億元。經營支出按年上升6.6%,成本對收入比率為24.84%。
首三季減值準備淨撥備26.8億元,按年上升9.91億元,主要由於若干公司客戶貸款評級下降及個別不良客戶情況惡化,引致撥備增加。
單計第三季,提取減值準備前的淨經營收入177.86億元,按季增長14%,提取減值準備前的經營溢利135.59億元,按季增長16.6%。計入外匯掉期合約的資金收入或成本後的淨息差1.72%,按季擴闊10個基點,帶動淨利息收入按季上升10.5%至144.95億元。淨服務費及佣金收入按季下降4.3%。
第三季減值準備淨撥備15.11億元,按季上升6.35億元,主要由於第三季度有個別公司客戶貸款評級下降,引致撥備增加。
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