中銀香港(02388.HK)啟動模擬數碼港元試驗
中銀香港(02388.HK)已啟動模擬數碼港元試驗,驗證數碼港元預繳服務的用例,首階段試驗開放予該行部分員工通過中銀香港流動支付應用程式BoC Pay購買預繳式服務合約,其後將由參與試驗的中小企業邀請合資格的客戶參加。
在本次試驗中,該行引入約10家商戶,涵蓋美容、醫療、健身、教育等行業。參加者經BoC Pay購買心儀參與商戶的預繳式服務合約後,客戶的預繳資金將轉化為個人名下的數碼港元,並由智能合約運作管理。當客戶進行消費後,智能合約條件便會自動執行,向商戶自動化付款。
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