郵儲銀行(01658.HK):上半年歸母淨利495.64億元 同比增長5.2%
格隆匯8月30日丨郵儲銀行(01658.HK)發佈公吿,2023年上半年,報吿期內,本行實現歸屬於銀行股東的淨利潤495.64億元(人民幣,下同),同比增長5.20%。實現營業收入1,771.57億元,同比增長2.03%,其中實現利息淨收入1,403.05億元,同比增長2.33%,增速較一季度提高1.34個百分點;剔除去年同期理財淨值型產品轉型一次性因素後,手續費及佣金淨收入同比增長24.17%,連續五年保持兩位數增長。淨息差2.08%,較一季度下降1BP,繼續保持較優水平。每股收益0.46元,同比增加0.02元。
截至報吿期末,本行資產總額突破15萬億元,達15.12萬億元,較上年末增長7.51%;本行持續加大實體經濟信貸投放力度,客户貸款總額7.82萬億元,較上年末增長8.49%,同比多增752.69億元,個人小額和公司貸款增量均創歷年同期新高。負債總額超14萬億,達14.23萬億元,較上年末增長7.48%;其中客户存款13.30萬億元,較上年末增長4.62%。存貸比58.81%,較上年末提高2.10個百分點,資產結構持續優化。
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