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重慶農村商業銀行(03618.HK):上半年實現歸母淨利69.86億元 同比增長9.52%

格隆匯8月25日丨重慶農村商業銀行(03618.HK)發佈公吿,2023年上半年,集團實現營業收入人民幣148.69億元,主要受淨息差下降影響,營收同比有所下降,但降幅較一季度有所收窄,實現歸屬於本行股東的淨利潤69.86億元,同比增長9.52%。

上半年,集團堅持以高質量發展為核心,經營發展保持“三穩”的良好態勢。一是業務規模“穩健增長”。集團資產規模突破1.4萬億元,較上年末增長864.90億元,增速6.40%。貸款規模突破6,700億元,較上年末增長410.59億元,增速6.49%。存款規模突破9,000億元,較上年末增長775.35億元,增速9.40%,增量再創新高。二是業務結構“穩中向好”。貸款佔比和存款佔比持續提升。各項貸款佔資產總額比例為46.83%,較上年末提升0.04個百分點,各項存款佔負債總額比例為68.44%,較上年末提升1.74個百分點。三是非息收入“穩步提升”。集團實現非息收入28.26億元,同比增加3.18億元,增速12.70%,其中金融投資利得及估值變動同比增加2.03億元,增速15.40%,主要是集團加強利率走勢研判,把握市場機會,靈活調整交易策略,強化波段操作,增厚資產收益。

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