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瑞銀就07年金融危機不當行為 遭美國罰款14億美元
瑞士銀行(UBS.US)周一宣布,同意向美國支付總計14億美元的民事罰款,以就瑞銀於2006年至2007年全球金融危機期間發行住宅抵押貸款證券時存在欺詐和不當行為和解,為美國司法部就當年誤導性陳述的最後一宗案件,目前已追回共360億美元相關款項。 於金融危機爆發前數年,投資銀行將抵押貸款打包、證券化,並出售予機構買家,並將證券根據質量評級和分級,但抵押貸款質量並不如評級所顯示。 美國聯邦檢察官稱,瑞銀在創建並向客戶出售該批證券前,對相關貸款廣泛的盡職調查,儘管知道產品存在重大問題,但仍繼續出售產品,以取得成功。 司法部已與其他18間金融機構就抵押貸款支持證券問題達成和解,其中包括美國銀行(BAC.US)、花旗集團(C.US)、高盛(GS.US)、摩根大通(JPM.US)和富國銀行(WFC.US)。
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