渣打报告:近8成香港富裕投资者认为AI可助达成理财目标
渣打香港发表《用创新科技管理财富》研究报告,探讨香港富裕投资者使用数码理财谘询的取向。研
究发现,近8成受访者认为 AI 在未来三年对他们达成理财目标来说很重要。八十後(35至42岁人士)是对 AI最有信心的一个世代,当中35%受访者认为 AI「非常重要」,而认为 AI「非常重要」的九十後(27至34岁)则有26%。
报告显示,香港富裕投资者平均拥有近456万元可投资资产。受访者背景差异亦反映於各项人口数据之中,如女性企业家平均拥有506万元可投资资产,稍微较男性企业家多。
渣打香港财富管理业务主管何文俊表示,数码理财谘询将成为大趋势。调查亦显示,用户在使用新数码技术时,仍十分依赖客户经理的持续协助与分析。总体而言,在数码科技的推动下,香港富裕族对投资更有信心和更懂灵活运用人工智能与专家分析。
报告由渣打香港委托Sandpiper Research在今年6月进行,访问508名香港富裕投资者。受访者须符合拥有总净值一百万港元的可投资资产(扣除未偿还按揭贷款金额後)的资格。
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