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交行(03328.HK)行長:中國擁有海量數據資源及豐富應用場景等AI技術優勢
交通銀行(03328.HK)行長劉珺在2023年世界人工智能大會上表示,AI技術本身對行業給予使能和賦能,同時對行業形成沖擊和挑戰;金融領域數字化程度一直較為領先,並且積累了大規模、高質量的數據,具有多維度、多元化的應用場景,為金融與人工智能深度契合、創新發展提供了廣闊空間。 劉珺認為,中國作為世界第二大經濟體,擁有全球規模最大、最完備的製造業體系,也是全世界唯一擁有聯合國產業分類中全部工業門類的國家。中國實現人工智能技術價值的比較優勢在於擁有海量數據資源和豐富應用場景。 劉珺指,日前生成式AI浪潮呼嘯而至,通用人工智能加速走進現實,將成為金融數字化轉型的重要驅動力。金融機構進入佈局階段,探索打造金融領域專業大模型,共同推動人工智能新生態建設,更好賦能經濟社會高質量發展。 劉珺指,交行創新推出服務科技企業的產品體系,有效緩解「卡脖子」領域重點企業項目啟動資金不足問題。截至2022年末,交行科技金融授信客戶達到3.7萬戶,科技型企業貸款餘額增幅45%;中國全國約9,000間專精特新「小巨人」企業中,交行的服務覆蓋率超過三分之一。 他指,今年圍繞「降成本、控風險、優體驗、創價值」進一步加大人工智能應用深度和廣度,如在反電詐應用上提升AI模型精準度,試點分行在節省人工排查量50%的情況下,平均召回率超過95%。(ca/) ~
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