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惠譽上調民生銀行(01988.HK)生存力評級至「b+」
評級機構惠譽表示,將民生銀行(01988.HK)的生存力評級由「b」上調至「b+」,確認其長期外幣發行人違約評級為「BB+」,短期發行人違約評級為「B」,政府支持評級為「bb+」。長期發行人違約評級展望穩定。授予民生銀行的生存力評級與隱含評級一致,但並不驅動發行人違約評級。 惠譽指,上調民生銀行的生存力評級是基於認為,受益於近年來不斷完善的監管框架,民生銀行縮減了表外業務活動並小幅降低了風險偏好,這使其內在信用狀況與其他規模相當的中資銀行一樣得到改善。惠譽在2021年將中資銀行的經營環境評分上調至「bbb-」之時已考慮到這些潛在結果。
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