惠譽上調平安銀行生存力評級至「b+」
評級機構惠譽將平安(02318.HK)控股子公司平安銀行(000001.SZ)的生存力評級由「b」上調至「b+」。同時,惠譽評級已確認平安銀行的長期外幣發行人違約評級為「BB+」,政府支持評級為「bb+」,短期發行人違約評級為「B」;展望穩定。該行的生存力評級與隱含評級維持一致,但生存力評級不由前者推導得出。
惠譽指,平安銀行生存力評級上調反映受惠在近年來趨嚴的監管環境下,平安銀行與其規模相當的內地銀行的內在風險狀況均有所改善,體現在表外業務敞口的減少與風險偏好趨於謹慎。該行在2021年將經營環境評分自「bb+」上調至「bbb-」時也將這些因素確定為促使上調評級的潛在結果。
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