匯控(00005.HK)出售法國零售銀行條款潛在變更 保留70億歐元房貸組合
匯豐控股(00005.HK)公布,就建議出售法國零售銀行業務的若干潛在變更簽署進一步諒解備忘錄,旨在使買方得以滿足其未來的資本需要,並且就交易取得監管批准。各方目標於2024年1月1日完成交易。
潛在變更主要涉及︰HSBC Continental Europe「HBCE」保留原計劃作為出售一部分的70億歐元房貸及若干其他貸款組合,並將相當於所保留的貸款組合賬面價值的現金納入該交易範圍內;於完成時轉讓的相關業務的資產淨值將參照現行按揭利率及10年期的中間掉期利率設定,上限17.2億歐元;及視現行利率而定,HBCE將收取相當於所投資金額1.25倍的利潤參與權益,以換取對My Money Group的頂層控股公司進行資本投資,最高投資額4.07億歐元。
目前預期,交易對匯豐集團產生的財務影響包括︰2023年下半年期間確認因出售產生不超過27億美元的累計除稅前虧損;與保留76億美元房貸相關的持續成本經扣除分銷協議及品牌許可所產生的收益後,預計將於2024年產生1億美元的除稅後虧損。
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