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友邦(01299.HK):全球面臨老齡化挑戰 應提供激勵機制鼓勵更多金融機構參與養老金服務
阿思達克 06-09 14:12
內媒報道,友邦保險(01299.HK)首席執行官兼總裁李源祥出席論壇時表示,隨著長壽人群愈來愈多,人口老齡化的比例也愈來愈高,老齡化是全球正在面臨的挑戰。應對老齡化挑戰,可通過政策制定者、私營企業和居民個人共同努力解決。此外,通過壽險公司和資管公司合作,可以帶來支持退休金長期保障等方面的一系列解決方案,不僅為老年人提供金融保障,還可以刺激經濟增長,創造出更多就業機會。 他認為,應該做更多工作去鼓勵人們參與到第三支柱養老金體系,首先要提供激勵機制,鼓勵更多金融機構參與養老金服務;其次,從風險管理角度來說,金融機構要管理好產品風險、利率風險等潛在風險。 在推進多層次養老服務體系建設方面,他提及要關注三個領域,包括提升個人金融素養,實現金融支持保障居民長期健康養老生活;提供專業性金融產品,通過創新金融產品,為老年人提供更多解決方案;發揮金融科技作用,有效提升民生福祉,惠及更多老年人。
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