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內地中小銀行及村鎮銀行擬開啓新一輪存款「降息潮」
據《證券日報》報道,內地多家中小銀行近日密集公佈調降活期、整存整取、零存整取等存款品種利率,是自5月15日以來,商業銀行通知存款與協定存款自律上限下調後,中小銀行開啓的新一輪存款「降息潮」。
此輪存款利率下調主要集中在一年至五年期定期存款,下調幅度集中在5個基點至30個基點之間,部分定期存款品種最高下調30個基點。
報道引述業內人士認爲,此輪中小銀行下調存款利率將利於緩解中小銀行負債壓力,提升淨息差,對中小銀行後續攬儲壓力或有所提升。(ta/w)
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