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美國擬向大銀行徵收救矽谷銀行費用 料季度收入平均減17.5%
阿思達克 05-12 02:36
美國矽谷銀行及Signature Bank於3月倒閉,美國聯邦存款保險公司(FDIC)動用158億美元資金救助兩間銀行,FDIC週四(11日)提議向擁有超過50億美元未投保存款的大型銀行開刀,進行特別評估徵收額外費用,以補充美國存款保險基金。 FDIC表示,是次評估將影響美國最大型的113間銀行機構,資產超過500億美元的銀行將需承擔95%以上的費用,以撇除中小型銀行包括在內。會計規則將要求受影響的銀行將是次額外費用確認爲一次性付款,平均而言,預期需繳費銀行於一個季度的收入將減少17.5%。 FDIC主席Martin Gruenberg在一份聲明中表示,法律賦予FDIC提出保費特別評估時,可考慮及評估哪些機構從FDIC出手幹預中受益最大。 根據聯邦存款保險公司記錄, 美國最大銀行摩通(JPM.US)將需支付約15億美元額外費用,因爲摩通截至2022年底擁有約1.2萬億美元的未投保存款。預期一間擁有100億美元未投保存款的銀行每年將支付 625萬美元。
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