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青島銀行(03866.HK):一季度歸母淨利9.10億元 同比增加15.83%

格隆匯4月28日丨青島銀行(03866.HK)發佈公吿,2023年第一季度,2023年第一季度,公司實現歸屬於母公司股東的淨利潤人民幣9.10億元,同比增加1.24億元,增長15.83%;營業收入30.89億元,同比增加4.10億元,增長15.32%。利息、非息等主要營業收入全面增長,帶動歸屬於母公司股東的淨利潤實現較快增長。報吿期內,公司持續擴大生息資產規模,並提高貸款佔比,淨息差同比回升0.10個百分點,利息淨收入較快增長;大力發展理財、代理、交易銀行等中間業務,提高金融資產運作質效,非利息淨收入亦實現較快增長。2023年第一季度,利息淨收入21.98億元,同比增加2.81億元,增長14.67%。非利息淨收入8.92億元,同比增加1.29億元,增長16.95%,其中:手續費及佣金淨收入4.75億元,同比增加0.63億元,增長15.17%;投資淨收益4.44億元,同比增加0.62億元,增長16.31%。

截至2023年3月末,公司不良貸款率1.14%,比上年末下降0.07個百分點,同比下降0.19個百分點;撥備覆蓋率232.79%,比上年末提高13.02個百分點,同比提高34.41個百分點;核心一級資本充足率8.61%,比上年末下降0.14個百分點;資本充足率13.27%,比上年末下降0.29個百分點。主要監管指標均符合監管要求,資本充足率指標略有下降,主要是公司各項業務穩健發展,業務增長的同時風險加權資產隨之增加。

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