《藍籌業績》中銀香港(02388.HK)首季提取減值準備前經營溢利升14.2%至113.6億元
中銀香港(02388.HK)公布截至3月底止今年首季經營數據,提取減值準備前經營溢利達113.62億元,按年升14.2%,按季升36.3%;提取減值準備前的淨經營收入則按年增長12.3%至152.33億元,按季比較增長9.2%。
期內計入外匯掉期合約的資金收入或成本後的淨利息收入達118.67億元,按年增長39.3%。淨息差為1.5%,按年上升42個基點。中銀香港解釋,期內市場利率相對去年同期處於高位,藉此期間積極主動管理資產及負債,推動貸存利差擴闊及平均貸款規模增長。
淨服務費及佣金收入則按年下跌17.8%至25.05億元。該行首季減值準備淨撥備為港幣2.93億元,按年下降6.26億元,主要由於首季宏觀前景好轉,預期信用損失模型參數有所改善。客戶貸款及其他賬項的年度化信貸成本為0.08%,較去年同期下降15個基點。
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