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《公司業績》渣打集團(02888.HK)首季基本除稅前溢利升23%至17.1億美元 勝預期
阿思達克 04-26 12:16
渣打集團(02888.HK)公佈今年首季業績,法定經營收入45.6億美元(下同),按年升6%。法定純利13.41億元,按年升14%;法定除稅前溢利18.08億元,按年增加21%,按固定匯率基準計算上升25%,好過市場預期的15億元;基本除稅前溢利17.06億元,按年增加23%,按固定匯率基準計算上升25%,同樣好過市場預期的15億元。按基本基準計算之每股盈利37.6仙。 季內,有形股東權益回報爲11.9%,按年上升170個基點。淨利息收入按固定匯率基準計算上升18%。淨息差按季上升5個基點至1.63%,息率上升的正面影響部分被對衝虧損增加和不利的債務和資產組合而抵銷。另外,普通股權一級資本比率爲13.7%,接近13至14%目標範圍的頂端。 信貸減值支出2,600萬元,按年下降1.72億元。 因早前與主權評級下調相關的減值淨撥回2,300萬元,與中國商業房地產相關的減值則淨撥回200萬元。管理層額外撥加總額剩下新型冠狀病毒相關的900萬元,以及與中國商業房地產相關的1.67億元。高風險資產於本季大致持平。 集團指,季內客戶存款爲4,620億元,自去年底以來保持穩定;個人、私人及中小企業銀行業務上升30億元,被企業、商業及機構銀行業務的活期及儲蓄存款減少所抵銷。近期的銀行業壓力並沒有帶來明顯影響。
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