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傳內地監管部門要求壽險企業將新開發產品利率降至3%
《財聯社》報道,近期監管部門召集保險公司開會,以窗口指導為名,要求壽險公司調將新開發產品定價利率從3.5%降至3%,以控制利差損,實現軟著陸。
據悉,監管部門在北京、南京及武漢三地召開座談會,各險企基本就降低責任準備金評估利率達成共識,有公司建議分階段調整,例如普通型長期年金的責任準備金評估利率目前為年複合利率為3.5%,可以先降至3%,而具體的調整方案還有待監管部門研究後推出。
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