《公司業績》郵儲銀行(01658.HK)全年純利852.24億元人民幣升11.9% 派息25.79分人民幣
郵儲銀行(01658.HK)公布截至去年12月底止全年業績,實現營業收入3,353.91億元,按年增長5.1%,其中,實現利息淨收入2,735.93億元,按年增長1.56%,淨利息收益率和淨利差分別為2.2%和2.18%,分別按年下跌0.16個百分點及0.12個百分點;實現手續費及佣金淨收入284.34億元,按年增長29.2%。
歸屬於銀行股東的淨利潤淨利潤852.24億元,按年增長11.89%;每股盈利85分。派息25.79分。加權平均淨資產收益率11.89%,按年提高0.03個百分點。
截至去年底,該行資產總額突破14萬億元,達140,672.82億元,較上年末增長11.75%;其中,客戶貸款總額72,104.33億元,較上年末增長11.72%。負債總額132,414.68億元,較上年末增長12.29%;其中,客戶存款總額127,144.85億元,較上年末增長11.98%,主要是一年期及以下存款增長帶動。
2022年信用減值損失353.28億元,按年減少113.10億元,下降24.25%。其中,客戶貸款減值損失375.88億元,按年增加88.60億元,增長30.84%;金融投資減值損失-27.45億元,按年減少149.45億元,主要是受上年理財風險資產回表影響。
截至去年底,核心一級資本充足率、一級資本充足率及資本充足率分別為9.36%、11.29%及13.82%,分別按年下跌0.56個百分點、1.1個百分點及0.96個百分點。
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