《藍籌業績》中銀香港(02388.HK)去年純利按年升17.8%至270.54億元遜預期 末期股息0.91元
中銀香港(02388.HK)公佈截至去年12月底止全年業績,營業額715.44億元,按年升9.1%。純利270.54億元,按年升17.8%,低於本網綜合9間券商預測純利中位數297.35億元;每股盈利2.5588元。派末期息0.91元,連同中期息0.447元,全年每股股息1.357元,按年增20.1%;派息比率爲53%,按年提升1個百分點。
期內,淨利息收入爲388.14億元,按年升21.5%,計入外匯掉期合約的資金收入或成本後的淨利息收入爲423.67億元,按年上升28.6%,主要由於平均生息資產增長及淨息差擴闊帶動;若計入外匯掉期合約的資金收入或成本,淨息差爲1.36%,按年上升27個基點。
去年淨服務費及傭金收入爲95.12億元,按年下跌19.9%,主要由於投資市場氣氛淡靜;淨保費收入按年升2.87%至161.55元,淨經營收入按年升16.55%至545.87億元,經營支出按年微增至178.44億元。
去年減值準備淨撥備23.45億元,高於2021年的21.45億元,不良貸款率0.53%,繼續保持香港同業優良水平;普通股權一級資本比率爲17.55%,較2021年末升0.25個百分點。(ca/k)
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