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匯豐銀行去年除稅前利潤增加13% 淨利息收益增29%
阿思達克 02-21 14:26
匯豐控股(00005.HK)旗下香港上海匯豐銀行公布2022年全年綜合業績,除稅前利潤增加13%至976.11億元,未扣除預期信貸損失及其他信貸減值準備變動之營業收益淨額增加270.34億元,增幅為15%,主要由淨利息收益上升所致。營業支出增加56.32億港元,增幅為5%,乃來自對科技的投資。 匯豐銀行指去年股東應佔利潤增加16%至782.45億元,平均普通股股東權益回報率為9.3%(2021年為8%);普通股權一級比率為15.3%,總資本比率為18.8%(2021年分別為15.4%和18.7%),成本效益比率為53.7%。 匯豐銀行去年淨利息收益增加287.39億港元,增幅為29%。若不計及不利的匯兌影響,淨利息收益增加307.15億元,增幅為32%,主要來自香港,原因是市場利率上調。由於市場利率較上年高,淨利息收益率上升30個基點,區內各地均錄得升幅,包括香港、新加坡及馬來西亞。匯豐銀行旗下香港業務的淨利息收益率上升34個基點至1.09%。 匯豐去年費用收益淨額減少86.96億港元,減幅為19%,乃受香港的財富管理及個人銀行業務所影響,原因是交投量下跌令單位信託基金收益及經紀收益減少,加上所得之管理資金費用減少,反映市場表現欠佳。 匯豐銀行去年保費收益淨額增加186.93億港元,增幅為30%,主要受香港和新加坡銷售額上升所帶動,新加坡的銷售額增長是因2022年收購了AXA Insurance Pte Limited。
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