銀保監:去年末銀行業金融機構不良貸款餘額3.8萬億人民幣 不良貸款率降至1.71%
中國銀保監有關部門負責人指,數據顯示,2022年末,銀行業金融機構不良貸款餘額3.8萬億元人民幣(下同),較年初增加1,699億元;不良貸款率1.71%,按年下降0.09個百分點。2022年末,商業銀行資本充足率為15.17%,較年初上升0.04個百分點;撥備覆蓋率為205.85%,持續保持合理水平。
負責人稱,2022年全年,人民幣貸款新增21.3萬億元,按年增加1.36萬億元,增速為11.1%,銀行保險新增債券投資超過11萬億元。去年新發放企業貸款超過一半投向民營企業,普惠型小微企業貸款按年增長23.6%。2022年,製造業各項貸款新增4.7萬億元,增量為2021年的1.7倍。
負責人續指,截至2022年末,高技術產業貸款餘額按年增長26.5%,戰略性新興產業貸款餘額按年增長46.6%。2022年,科技保險和首台(套)重大技術裝備保險風險保障金額按年增長22%。
負責人提到,今年將持續提升金融服務實體經濟質效,把支持恢復和擴大消費擺在優先位置,做好對投資的融資保障,支持社會領域加快補短板,不斷優化進出口貿易金融服務,大力發展普惠金融,全面推進鄉村振興,全力支持經濟運行整體好轉。
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