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調查:本港富裕投資者改變資產配置 瞄準新興資產類別
阿思達克 01-03 14:40
渣打銀行發表調查報告,指香港富裕投資者改變資產配置,由持有現金及股票轉移至新興資產類別,例如可持續投資產品及虛擬資產。 調查於去年9月26日至10月18日期間透過網上形式進行,涵蓋包括香港在內的14個位於亞洲、非洲及中東增長市場,並訪問了1.5萬名新晉富裕、富裕及高淨值投資者。調查結果顯示54%的香港投資者積極管理其財富及會改變投資策略,以應對現時不明朗的市場環境。 為抵禦高通脹,55%的香港投資者表示來年計劃減持現金,故此資產配置當中現金的比重預計將由2022年的23.3%下降至2023年的17.5%。由於市場比較波動,投資者亦計劃減持股票,資產配置中股票的比例將由2022年的17.8%下跌至2023年的12.9%。 調查同時發現投資者在重新配置資產時,會考慮加入新興資產類別以分散投資。在香港,六成投資者已參與可持續投資,主要原因包括「相信有必要投資於未來」、「參與為環境及社會帶來好處的投資能讓他們感覺良好」,以及「化石燃料價格上升,增加了他們對綠色能源的信心」。同時,45%受訪的香港投資者表示來年將增加投資於可持續投資產品。 儘管近日加密貨幣市場出現風波,調查發現近一半受訪香港投資者已投資虛擬資產,而「分散資產組合」及「他人在投資虛擬資產獲得的可觀回報」亦成為超過五成投資者計劃增加投資虛擬資產的部分原因。 渣打香港財富管理業務主管何文俊稱,為應對通脹及其他引致全球市場不穩定的因素,投資者改變資產配置,由持有傳統的資產類別轉移至新興資產類別。香港的零售投資者在過去數年對可持續投資展現出強烈興趣,相關產品的銷售及資產的佔比每年均錄得增長。
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