內地多家龍頭農商行下調存款利率 中長期降幅大於短期
《券中社》報道,繼國有大行、大部分股份行相繼下調存款掛牌利率後,上海農商行、深圳農商行、重慶農商行及北京農商行等多家龍頭農商行已先後發布人民幣存款掛牌利率調整公告,除活期儲蓄存款利率全部下調5點子至0.25厘外,其餘各期限個人存款利率調降幅度不一,但整體來看,中長期存款利率下調幅度大於短期存款利率降幅。
當中,上海農商行三個月、半年及一年期個人存款定期整存整取利率保持不變,分別為1.5、1.75及2厘;二年、三年及五年期利率則分別下調11、42.5及27.5點子,至2.3、2.7和2.85厘。
深圳農商行三個月、半年、二年期個人存款定期整存整取利率分別下調10點子,至1.3、1.55和2.4厘;一年期利率微降5點子至1.9厘;三年及五年期利率則分別調降20及50點子,至2.7及2.8厘。
重慶農商行各期限個人存利率下調幅度均在10至15點子範圍內,該行更新後的三個月、半年、一年、二年、三年及五年期個人存款定期整存整取利率分別為1.25、1.45、1.65、2.15、2.6及2.65厘。
北京農商行三個月、一年、二年期個人存款定期整存整取利率分別下調10點子,至1.3、1.85和2.4厘;半年期利率微降1點子至1.55厘;三年及五年期利率則分別調降25及30點子,至2.65與2.7厘。
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