四大行今起下調存款利率,各個期限都降了
格隆匯9月15日丨據中證報,工農中建四大行存款利率即日起下調。這是繼今年4月個人存款利率下調以來的又一次調降。建設銀行APP公佈的掛牌年利率顯示,9月15日,3個月、6個月、1年期、2年期、5年期定期存款利率分別爲1.25%、1.45%、1.65%、2.15%、2.65%,均下降10個基點;3年期定期存款利率爲2.60%,下調15個基點。另據中國銀行、農業銀行、工商銀行相關信息顯示,9月15日,3個月、6個月、1年期、2年期、5年期的定期存款年利率均下調了10個基點;3年期定期存款年利率下調15個基點。市場人士認爲,考慮到1年期LPR近期已下調5個基點以及10年期國債收益率也有一定程度下行,各期限定期存款及大額存單年利率下調有必要也有空間。
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