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《本地樓市》中銀香港(02388.HK)二手H按封頂息率將加0.25釐 P按息加0.1釐 9月15日生效
阿思達克 09-08 14:37
市場消息指,中銀香港(02388.HK)將H按封頂息率上調0.25釐,實際封頂息率爲2.75釐;至於優惠利率按揭(P按)亦上調0.1釐,最新實際按息爲2.6釐,將於9月15日生效。有關調整隻適用於二手物業申請,一手物業的H按封頂息率及P按及維持不變。 調整前,該行一二手物業H按封頂息率及P按息率均爲P減2.5釐,以該行P爲5釐計,即均爲2.5釐。 中銀香港迴應表示,會按市場情況及客戶需求等各方面,不時重檢按揭服務條件,保持業務競爭力及爲客戶提供不同的按揭服務計劃。在過去一段時間,HIBOR按揭封頂息率與P按計劃的息率基本保持一致。在息口趨升的環境下,除了提供HIBOR按揭計劃外,亦推出一個有利率差異化的P按計劃。
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