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自願醫保計劃保單數目突破百萬
醫務衛生局公布,自願醫保計劃推行至今三年,保單數目已突破100萬。截至今年三月底,自願醫保計劃認可產品的保單數目已達104.5萬張,其中53%受保人為40歲以下人士,約33%為30歲以下。 最新數據亦顯示,2021年93%的索償個案均可成功索償,其中獲全額償付的約佔39%,償付比率達90%或以上的約佔65%,償付比率達80%或以上的約佔78%。全年整體償付比率平均約為89%。 截至今年八月底,市場上的認可產品有86款,包括32款標準計劃及54款靈活計劃,合共385個產品選項供市民選擇。 自願醫保計劃自2019年4月1日起全面推行,政府發言人表示,會繼續與保險業界緊密合作,適時優化自願醫保計劃,如涵蓋的保障項目、服務收費和賠償限額等,務求緊貼醫療市場趨勢,使計劃下的認可產品能為市民提供充分保障。
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