中國財險(02328.HK)上半年淨利潤190.41億元 同比增長15.4%
格隆匯8月26日丨中國財險(02328.HK)公佈中期業績,2022年上半年,公司及子公司聚焦提質降本增效,堅持有效益發展,實現承保利潤82.46億元,同比增長52.5%;綜合成本率96.0%,同比下降1.2個百分點,承保盈利保持較快增長。税前利潤225.16億元,同比增長14.2%;淨利潤190.41億元,同比增長15.4%;年化淨資產收益率18.3%,同比提高1.3個百分點。經營活動現金淨流入282.25億元,同比增長252.5%,流動性大幅改善。
截至2022年6月30日止6個月,2022年上半年,公司及子公司持續優化業務經營模式,在鞏固既有優勢的同時,推動業務融合發展,加大產品創新力度,主動管控高風險業務,實現總保費收入2,774.08億元,同比增長9.8%,市場份額為中國財產保險市場的34.4%。其中,機動車輛險實現總保費收入1,288.08億元,同比增長6.7%;家庭自用車業務佔比71.0%,同比提升2.3個百分點,車險業務結構持續優化。非車險業務實現總保費收入1,486.00億元,同比增長12.7%;非車險業務佔比53.6%,同比提升1.4個百分點,整體業務結構更加均衡。
2022年6月30日,公司及子公司總資產7,664.61億元,較年初增長12.3%;淨資產2,097.42億元,較年初增長2.0%;核心償付能力充足率208.3%,綜合償付能力充足率236.3%。由於突出的行業地位和持續提升的綜合實力,穆迪投資者服務公司對本公司的保險財務實力評級繼續保持中國內地最高評級A1級。
Follow us
Find us on
Facebook,
Twitter ,
Instagram, and
YouTube or frequent updates on all things investing.Have a financial topic you would like to discuss? Head over to the
uSMART Community to share your thoughts and insights about the market! Click the picture below to download and explore uSMART app!

Disclaimers
uSmart Securities Limited (“uSmart”) is based on its internal research and public third party information in preparation of this article. Although uSmart uses its best endeavours to ensure the content of this article is accurate, uSmart does not guarantee the accuracy, timeliness or completeness of the information of this article and is not responsible for any views/opinions/comments in this article. Opinions, forecasts and estimations reflect uSmart’s assessment as of the date of this article and are subject to change. uSmart has no obligation to notify you or anyone of any such changes. You must make independent analysis and judgment on any matters involved in this article. uSmart and any directors, officers, employees or agents of uSmart will not be liable for any loss or damage suffered by any person in reliance on any representation or omission in the content of this article. The content of the article is for reference only and does not constitute any offer, solicitation, recommendation, opinion or guarantee of any securities, virtual assets, financial products or instruments. Regulatory authorities may restrict the trading of virtual asset-related ETFs to only investors who meet specified requirements. Any calculations or images in the article are for illustrative purposes only.
Investment involves risks and the value and income from securities may rise or fall. Past performance is not indicative of future performance. Please carefully consider your personal risk tolerance, and consult independent professional advice if necessary.