中證報引述專家:內地市場報價利率(LPR)下降概率大
據《中國證券報》報道,內地新一期貸款市場報價利率(LPR)公布在即。專家表示,在中期借貸便利(MLF)和公開市場逆回購操作利率下降後,此次公布的貸款市場報價利率進行相應調降的概率較大。這將進一步降低企業和居民融資成本,提振有效信貸需求,信貸有效需求恢復可期。
專家判斷,此次1年期和5年期以上貸款市場報價利率下降的可能性較大,從而提振短期和中長期信貸需求。其中,5年期以上貸款市場報價利率下降將有利於降低購房者成本,對於穩定房地產市場具有積極意義。
中信證券首席經濟學家明明表示,從以往經驗看,中期借貸便利操作利率下調必然帶動當月貸款市場報價利率下降。,8月中期借貸便利操作利率下調10個基點,新一期貸款市場報價利率也就有了10個基點的下降空間。同時,考慮到居民風險偏好和投資意願,8月貸款市場報價利率下降幅度有可能超過10個基點。
光大證券固定收益首席分析師張旭稱,1年期和5年期以上兩個期限的貸款市場報價利率都有可能下降,這有利於保持貨幣信貸平穩適度增長和降低企業綜合融資成本。
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