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東亞銀行(00023.HK)首6月純利跌43.9%至14.99億港元 中期息16港仙
格隆匯 08-18 12:19

格隆匯8月18日丨東亞銀行(00023.HK)公佈2022年度中期業績,於2022年首6個月,錄得可歸屬集團股東溢利達14.99億元,較去年同期錄得的26.71億元減少43.9%。應占溢利減少,主要是香港及內地業務的減值損失大幅增加所致。內地房地產行業持續受困,導致若干規模較大的客户被降級,而該行已為相關風險作出合適的撥備;每股基本盈利為0.39元,宣派中期股息每股0.16港元。

整體而言,經營收入總額下跌3.5%,至81.18億元。集團的淨利息收入增加3.07億元,或5.6%,至58.30億元,賺取利息的平均資產增加2.4%。在利率上升的環境下,淨息差由1.38%擴闊至1.42%。服務費及佣金收入淨額減少6.5%,至14.40億元。投資情緒受到新冠變種病毒擴散及宏觀環境的影響,導致來自投資產品銷售及證券經紀的佣金收入淨額減少。而來自銀行保險的增長,抵銷了部分減幅。

客户存款總額上升1.7%,至6445.64億元。其中,活期存款和往來存款賬户結餘減少101.57億元,或12.8%;儲蓄存款減少116.81億元,或5.9%;而定期存款則增加328.97億元,或9.2%。包括客户存款及所有已發行存款證的存款總額則下跌0.9%,至6912.21億元。

2022年6月30日,總資本比率、一級資本比率及普通股權一級資本比率分別為20.2%、17.7%及15.7%。截至2022年6月30日止季度的平均流動性覆蓋比率為187.5%,遠高100%的法定下限。

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