據報諾華誠信有意建立證券商信貸資料庫
據《信報》報道,有份入標參與多間個人信貸資料庫(Multiple Credit Reference Agency,MCRA)營運的諾華誠信,據悉有意把信貸資料庫的應用,由銀行業擴展至證券業,並在上星期與券商代表會面作初步探討。
由於近年市況波動及經濟轉差,個別券商追收客戶孖展貸款的難度增加,部分更須作壞賬撥備,故此諾華誠信建議業界成立證券業信貸資料庫,控制和預防孖展壞賬的風險。
證監會發言人對有關證券業信貸資料庫的建議不作評論;據悉諾華誠信暫未有就此與證監會商討。(ca/k)
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